Our Services

With thousands of advisors out there, how can you tell who is the best for you? That's where a free initial consultation with a Fee Only Certified Financial Planner™ Practitioner comes in. It's a chance to determine if we can help you, and if you'd like to work with us. Since your goals are specific, a fee only Certified Financial Planner™ Professional will customize a single or multi-issue financial plan for you to fit your specific needs in any one or more of the following key areas:

Why we are unique:

  • No net worth or account minimums required.
  • No conflicts of interest regarding advisor compensation.
  • No commissions.
  • No sales pressure.
  • No third-party sales incentives.
  • No long-term contracts or asset management required.

How we work and what we can do:

  • Offer one-time, periodic or ongoing financial or investment advice.
  • Provide a financial checkup.
  • Give a second opinion on portfolio design and asset allocation.
  • Design one module or a complete financial plan.
  • Provide periodic reviews and plan updates.
  • Assist with plan implementation.
  • Create a step-by-step plan of action for do-it-yourselfers to implement on their own.

How financial planning can help:

  • Ensure retirement income.
  • Reduce tax burdens.
  • Minimize the effects of inflation.
  • Create and preserve personal wealth.
  • Maximize wealth transfer.
  • Establish charitable legacies.
  • Reduce the risk of financially devastating events.
  • Foster peace of mind through proper planning today.

Services we provide:

  • Personal financial planning.
  • Retirement planning strategies.
  • Cash-flow spending plans.
  • College funding advice.
  • Stock option advice.
  • Lump-sum distribution advice.
  • Ongoing assistance or asset management.
  • Life and disability insurance needs analysis.
  • Second opinion on investments or current financial plan.
  • Financial seminars for military, church and civic groups.
  • Corporate employee financial education -- seminars on 401(k) s, employee benefits, etc.